If you are involved in a car accident, you may be contacted by the insurance company and asked to provide a statement. You are not required to provide this statement over the phone - you have other options. In fact, providing a statement over the phone can actually be harmful to your case, as it will be recorded and can be used against you. Read on to learn about your other options for providing an accident statement to the insurance company.
You Have Other Options
You have three options for providing your accident statement to the insurance company, including:
- Over the phone (recorded)
- In writing
- Your attorney can do it for you
As you know, providing your statement over the phone is not the best choice. However, if you choose this option, be sure to state you are aware the conversation is being recorded. It is generally in your best interest to provide your accident statement in writing or have your attorney do it for you.
Writing your accident statement allows you to collect your thoughts over time rather than scrambling to remember everything all at once. Additionally, you'll have the freedom to think as clearly as possible without being interrupted by questions or comments.
Having your attorney provide your statement for you is even better because they will be able to ensure your statement is clear and accurate, and they can protect you from providing any information that could be used against you.
No matter what option you choose for providing your accident statement, it's important to remember you are not required to give a recorded statement to the insurance company. If an insurance adjuster pressures you into giving one, politely decline and tell them you'll be happy to provide a written or attorney-provided statement instead.
We’re Here to Help With Your Case
If you have any questions about whether or not you should provide a recorded statement to the insurance company after an accident, contact an experienced personal injury attorney from Whiting Hagg & Dorsey, LLP. We can help protect your rights and guide you through the process of filing an insurance claim.
If you or a loved one have been injured in an accident, our lawyers at Whiting Hagg & Dorsey, LLP may be able to help you receive the settlement you deserve. Give us a call at (605) 519-6136 or fill out the online contact form.